Editorial Policy

Purpose

Finance Charts publishes financial education, not personalised financial advice. Editorial content should help a reader understand a decision, calculation or trade-off without manufacturing certainty.

Source hierarchy

For globally applicable financial claims, Finance Charts prefers primary and authoritative sources. Depending on the subject, this can include international institutions, regulators, government agencies, official issuer documentation, fund documents, audited company reporting and original Finance Charts calculations.

National sources can support a general concept, but country-specific law, tax, pensions, account structures and consumer protections should not be presented as globally applicable.

Original calculations and research

When Finance Charts publishes an original calculation, the assumptions and method should be reproducible from the page or linked methodology. Research based on external market data should only be published when the intended use is permitted and the data treatment can be explained clearly.

Responsibility and review records

Finance Charts is responsible for the content published under its brand. A brand byline identifies the publisher; it does not establish professional financial expertise or a completed independent review. This policy describes the editorial standard, not evidence that every page has passed every check.

Where a Guide includes preparation notes, they distinguish source checks, calculation checks and any independent review actually completed. Older Guides may list sources without a recorded check date. A source-check date records when the cited information was inspected. A publication or update date alone does not certify that every source was rechecked. Any named reviewer credit must identify actual work on the relevant revision.

AI-assisted work

Finance Charts uses AI tools for drafting, code, research organization, editing and analysis. AI output is not a factual source. The editorial process requires material claims to be checked against appropriate evidence, and mathematical examples to be reproducible from their inputs and method.

AI assistance does not establish human authorship, financial qualifications or independent expert review. We do not invent personal experiences, expert quotes, test results or review credits to make content appear more authoritative. Preparation notes, where provided, describe the checks recorded for that revision.

Projections versus historical evidence

Projected examples and historical observations must be labelled separately. A projection should not be described as something that happened in the market, and historical performance should not be presented as a forecast of future results.

Commercial relationships

Commercial relationships should not silently change calculator outputs or editorial conclusions. If sponsorship, affiliate relationships or other material commercial arrangements are introduced, relevant disclosures should be made where a reasonable reader would need them to evaluate the content.

Corrections and updates

Material factual errors should be corrected when identified. Pages should show an updated date when substantive changes are made. Where a correction materially changes the meaning of a published conclusion, the correction should be made clear rather than silently rewriting the record.

Global audience

General Finance Charts content is global by default. Localized pages should name the jurisdiction they cover and should be maintained as the underlying rules change.