Portfolio calculator
Measure the current percentage of each asset class and compare it with targets you choose. Finance Charts does not select or recommend an allocation.
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Current percentage equals an asset class value divided by the total portfolio entered. Target value equals the same portfolio total multiplied by your chosen target percentage.
The difference assumes no change in total portfolio value and ignores tax, fees, spreads and transaction constraints. It is arithmetic, not a trade instruction.
Formula
If a €100,000 portfolio contains €60,000 of equities, its current equity allocation is 60%. A 50% target at the same total value would equal €50,000, a difference of −€10,000.
asset-class value ÷ portfolio valueportfolio value × chosen target %target value − current valuedisplay only; no FX conversionInterpretation
Age alone cannot establish an appropriate allocation. Time horizon, capacity for loss, liquidity needs, concentration, liabilities, tax treatment and the purpose of the portfolio all matter.
Investor.gov describes asset allocation as dividing investments among categories such as stocks, bonds and cash, and notes that the appropriate mix is personal.